How to get a loan with bad credit history. Continued

The second variant – to address to the loan broker. Such people are called banks brokers and it is a whole financial industry. The pros in this case several. You only need to enter into a contract for the provision of services and payment. The broker will do the rest. And it will do Analytics. How many banks you can visit in search of loan? Ten? Twenty? The credit brokers, as a rule, there are agreements with almost all banks, financial and micro-credit organizations in the city. So after looking your suggestions, the mediator just forwards your request by an extensive network. The answer usually comes within a day. Such people turn to when time is running out, and to break through the hard conditions of banks no strength, no meaning. Don’t forget, a favorite tactic of the Bank when dealing with “bad” borrowers is: to make a percent more, the documents to collect more extensive, and the maturity to cut the extreme. So consult your financial intermediary to obtain a loan or credit always makes sense. Additionally, in the process, these people enlist the support of independent private investors. They can provide you with invaluable assistance when it is really bad.

The third option is a credit card. Oddly enough, but credit history verification when you receive a card perfunctory. And documents for this action, you need much less. The case when deal with each client, the Bank does not want to, and raises the question on the streaming scheme. Credit per hour is the speed when working with maps. And the amount of the provided loan can vary greatly. Maybe you should try this option. Separately want to say about the scope of this scheme. Only one Bank “Tinkoff Credit Systems” last year has sold more than 1.5 million cards. And that’s not a major financial organization. Can you imagine how much effort and time was spent to the banks on a thorough review of each client. Use.

Option number four – get fast loan. Plus in this case is very similar to the previous one. Speed. When applying for a loan in a few minutes physically impossible to check the financial data of the client. In addition, these loans can give not only banks, but also directly. Why would you want to spend a week in the Bank and get the money to buy a vacuum cleaner when you can go to the nearest Mall and take a vacuum cleaner on credit. Among the downsides are just extortionate interest rates, and a small amount of the loan. For example, when applying for a loan on the car from a thorough check, you already don’t wriggle.

The fifth option is the loan with collateral. Not always people agree to fast loans or the intervention of a third party. to Pay for interest and to take on excessive risks is not desirable. Especially when it comes to long-term loans, such as credit for housing purchase. Over the next 20-30 years of payments can all change. And it happens that in the end be more than in the beginning. To save yourself from such risks and to persuade the Bank to grant the loan on favorable terms, we need arguments. So banks are more willing to make loans under the guarantee of other individuals. Preferably customers of the same Bank. Even more desirable with a good credit history. And it is really excellent – with a confident financial position. Also arguments can serve as security of property and life insurance. For the Bank it is a win-win situation.

In addition to these options you can also:

1. To apply to the microfinance company. This is online services like MiniMoney.
2. Find private lender and seal the deal at the notary.
3. To apply to the exchange of online credits. For example, in WebMoney.
4. To use the services of a credit cooperative.